About
Back around the turn of the millennium, I bought my first home—a beautiful loft in a converted factory. I loved it… but I had no idea what I was doing. I didn’t have anyone to guide me, so I just went with the mortgage my bank offered.
In the end, I did okay when I sold it a few years later—but looking back, I know I could have done much better with the right advice.
Later on, I got into real estate investing, and that’s when everything changed. I started working with an experienced mortgage agent who showed me how much strategy really goes into financing—how the right mortgage can unlock opportunities and save you serious money. It was a game-changer.
That experience stuck with me. Now, I’m here to be that guide for you—to walk you through the mortgage process, take the stress out of it, and help you get options that truly support your real estate goals.
I can help you with
Purchase
Whether you are buying your first home or your tenth, I can make the process easier and more efficient. In situations where there are multiple bids – you will win them because you will have access to better information than everyone else.
Pre-Approval
Getting pre-approved for a mortgage gives you a huge advantage: once you find the property you want to purchase, you can move with great speed to secure and close the deal.
Refinance/Equity take out
Already have a mortgage but want to renovate your house? Did you lock in when rates were sky high? Do you need to consolidate your debts? I can save you money and get you access you’ve saved up in your house.
Home Equity Line of Credit
One of the best ways of accessing the equity in your house, a secured Home Equity Line of Credit will get you access to money at the best rates on the market.
Self Employed
Whether you own your own company, or work freelance, it can be hard to get a mortgage. I have access to “Business For Self” programs at major lenders that understand your financial situation and are willing to work with you to get you the mortgage you want.
Investment Properties
Purchasing a property with 1-4 rental units or a condo to rent out? I can get you the right mortgage that fits with your monthly cash flow needs.
Vacation or Second Homes
Already have a mortgage but want to buy a second home or vacation home? I can help you get qualified.
Purchase Plus Improvements
Have you found a house that is perfect except for the outdated kitchen? Or maybe you want to build a garage to replace that parking pad. Purchase Plus Improvements mortgages can get you the funds to buy the house then give you draws that will allow you to renovate,
Alternative Lenders and Private Mortgages
Sometimes you just aren’t going to qualify with an institutional lender. Or maybe you need the money tomorrow. Alternative lenders have more flexible policies than other institutions. Private mortgages offer solutions when there aren’t other options.